SIPP - (Self Invested Personal Pension)

A Self Invested Personal Pension (SIPP) is the SSAS equivalent for the self-employed, partnership or an employee wishing to maintain their own pension and obtain a more active investment role. The advantages of a SIPP include:

• Flexible contributions including Income Tax relief (and Corporation Tax and National Insurance relief on Company Contributions)
• Ability to receive Pension Transfers
• Commercial Property purchase (individual SIPP’s may combine for this)
• Borrowing for property purchase
• Residential Property Collective Investment Schemes
• Purchase of unquoted shares
• Flexible retirement options
• Investment control

We are only a handful of Professional Trustees to be able to offer and administer our own SIPP.

We provide a comprehensive Professional Trusteeship and administration service to operate a SIPP effectively and efficiently. This includes:

• Policy documentation;
• Annual reports;
• Operation of bank account;
• Reclaiming tax relief on your contributions;
• Benefit calculations and pension payments.

Please note that you will also be a Trustee of your individual SIPP, and all investments will be held in the joint names of yourself and Westerby Trustee Services Ltd.